2025 Trust and Will review: Pros, cons, and alternatives

You may have seen the name “Trust & Will” while watching TV or scrolling through Instagram. If you’re in the market to create your estate plan, you may be wondering: Is Trust & Will legitimate? Is it worth the price tag? Are there any free alternatives? We’ll answer all of these questions and more.

One important thing to note is that, while Trust & Will may be cheaper than hiring an estate attorney, their products still cost money. There are other online will providers — like FreeWill — that offer these same documents for free. FreeWill’s will and trust documents are legal in all 50 states and Washington D.C., were built and reviewed by estate planning experts, and are tailored to your needs.

How does Trust & Will work?

Trust & Will provides self-guided online estate planning services, most notably wills and trusts. For a fee, you can choose either a Will Plan or a Trust Plan based on your needs. After you purchase, you’ll go step-by-step through Trust & Will’s online questionnaire, answering prompts about your property, finances, children, healthcare wishes, and more.

Once you complete the questionnaire, Trust & Will populates your estate planning documents, and you can either download and print them immediately or have them shipped to you. Once you have your documents, you still need to sign and witness them to make them legally binding.

Before we go further, we want to clarify that making a will online is perfectly legal. American citizens have a constitutional right to legally represent themselves, meaning you can take almost any legal action on your own. This includes making your will. You’re not required to hire a lawyer to write your will, as some people mistakenly believe.

Want to know more about the will-making process? Check out our ten-step guide on how to make your own will.

Trust & Will pricing

Base document cost

Trust & Will is not a free platform — all of their online products cost money. Their Will Plan costs $199 for an individual or $299 for a couple. Their Trust Plan costs $499 for an individual or $599 for a couple.

Related article: Will vs. trust: which one should you choose?

Annual membership cost

As part of the one-time fee to make your estate plan, you’re granted one year of access to Trust & Will’s platform to make unlimited changes to your documents.

After that, you need to pay a yearly subscription fee to maintain access to your documents and continue to make updates: $19 a year for the Will Plan, and $39/year for the Trust Plan.

To be clear: you don’t need to maintain a Trust & Will membership for your will to be legal. As long as you’ve finished, printed, and signed your document, it’s still legal even if you cancel your membership. But if you want to update your documents later — which is likely, since you should update your estate plan throughout your lifetime as your circumstances change — you'll have to pay extra on Trust & Will's platform.

Trust & Will’s legal support

For an additional $299 a year, you can have access to estate planning attorneys through Trust & Will’s platform. These attorneys can review your documents line by line, give estate planning advice, and help you understand the tax implications of your estate planning setup.

As of this writing, attorney access through Trust & Will is available in 43 states and Washington D.C. Attorney access is not available for those living in Alaska, Hawaii, Louisiana, Mississippi, Oregon, South Carolina, or Tennessee.

Updating your documents on Trust & Will

Your estate plan is a living document, meaning you’ll need to regularly review and update it over the course of your lifetime. As a rule of thumb, you should update your estate plan every three to five years, or whenever you have a qualifying life event (like getting married, having a child, or moving to a different state).

If you make your estate plan using Trust & Will, you’re allowed unlimited free updates to your documents within the first year. After that, there’s a yearly membership fee to maintain editing access to your documents: $19 for the Will Plan and $39 for the Trust Plan. (Again, your documents are still legal even without the yearly membership.)

Conversely, if you make your will using FreeWill, you can return to your documents at any time (yes, even years from now!) and make unlimited updates for free.

Trust & Will: Pros and cons

Curious how Trust & Will stacks up? Here are some benefits and drawbacks of the platform:

Pros:

1. Trust & Will’s fees may be cheaper than hiring a lawyer. Estate planning attorneys often charge hundreds of dollars an hour, which can easily price individuals out of necessary estate planning documents. Trust & Will’s offerings, while not necessarily cheap, could be more affordable than traditional routes.
2. You have the option to pay for legal support. Some people may have questions about their estate that they want to discuss with a lawyer. With Trust & Will, you have the option to pay $299 for access to an attorney in your state for one year (note that not all states are currently supported).
3. 30-day money back guarantee. Trust & Will offers full refunds if you’re not happy with their estate planning products, or if they weren’t right for you.

Cons:

1. Can still be cost-prohibitive. At a price point of $199 for their cheapest plan, Trust & Will may still be too expensive for some individuals. (If this is true for you, consider a free online option like FreeWill.)
2. Lots of additional fees. The cost of optional add-ons to your Trust & Will plan — like legal support and a yearly membership — can start to add up.
3. Legal support isn’t available in every state. Currently, Trust & Will offers legal support in 43 states + Washington D.C. This won’t impact everyone, but if legal support is important to you, double-check their offerings in your state before committing to your purchase.
4. You can’t try before you buy. Trust & Will’s estate planning documents are hidden behind a paywall, so you’ll need to commit to a plan and make a purchase before you can start your documents. This isn’t necessarily a bad thing, but if you’ve never made an estate plan before, you may be unsure exactly what it is you’re purchasing.

Is Trust & Will worth it?

As with all things, it depends.

Trust & Will offers a choose-your-own adventure approach to estate planning, where you have the option to pay for features and support you find useful (like legal support and maintained unlimited document access). If you want to avoid the fully-loaded cost of paying an attorney to write your estate plan while still having access to legal help if you want it, Trust & Will could be a good middle-of-the-road option.

On the other hand, some people may still find Trust & Will too costly. There are other online will providers you can use to make your documents at a cheaper rate (or even for free). And Trust & Will currently doesn’t offer attorney support in every state, so you should double-check your state’s coverage before buying if that’s something you’re interested in.

A free alternative to Trust & Will

If you decide Trust & Will isn’t for you, there are other options. FreeWill offers the same legally-binding estate planning documents as Trust & Will in all 50 states, but because we partner with nonprofits, our documents are free for users. We offer free unlimited updates to your documents, no yearly membership required. And we promise to respect your privacy: we protect your data using bank-level encryption and never sell it to third parties. Get started with FreeWill today.